Estate Planning

When to review your will

Estate planning isn’t a one-time task. Major milestones and financial shifts can affect your intentions and priorities. Here’s when reviewing your will becomes essential.

Financial Briefs

Does your tax refund feel like free money?

It’s easy to spend "free" money, but that tax refund is your own hard-earned cash. Learn how to allocate your tax refund to reach your first home, education, or retirement goals faster.

Financial Briefs

Monitoring your credit card transactions

Think your accounts are safe because you’ve never had a problem? Discover why weekly check-ins and digital alerts are your best defense against modern scammers.

Financial Briefs

When a spousal RRSP is beneficial

Is a spousal RRSP still relevant in 2026? Discover three specific scenarios where this tool beats pension splitting and saves your family serious tax dollars.

Mutual Fund Investing

Why RRSPs win out

Every so often, you may hear the opinion that saving in a non-registered account is a better way to fund your retirement than investing in mutual funds in a Registered Retirement Savings Plan (RRSP).

Family Finance

Giving while living

While many Canadians follow the traditional method of leaving an inheritance by naming beneficiaries in their will, others choose to give their children an early inheritance or an advance on their inheritance.

Retirement Planning

When should you start your OAS pension?

You can begin receiving Old Age Security (OAS) benefits the month after you turn 65, or you can defer your payments anytime up to age 70.

Investing

Investments and a change in marital status

Whether you get married or become single, any change in your marital status usually affects your financial life – even including your mutual fund investments.

Financial Briefs

Consider long-term care costs

As our life expectancy increases, so does the likelihood of requiring health care or assistance with daily living. This support can be expensive, whether you have private care at home or move to a private health-care residence.

Financial Briefs

Top-down or bottom-up: a matter of style

When it comes to mutual fund investment styles, value and growth often attract much of the attention, but equally important are the top-down and bottom-up approaches.